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Top banking institutions in India ranked by AI visibility

PingAura Data TeamPublished 31 Jan 2026Last reviewed 31 Jan 2026

How do banks brands rank in AI search?

Leaders

State Bank of India (95), HDFC Bank (92), and ICICI Bank (90) โ€” the three most-mentioned banks brands by AI tools.

Average Score

Across all 26 tracked brands, the average is 71/100.

Top Performer

State Bank of India scores 95/100 โ€” the highest in this industry, cited across the widest range of AI prompts.

Why does AI visibility matter for banks in India?

Why it matters

Banking decisions are high-stakes โ€” users don't just browse, they research. When someone asks ChatGPT "Which bank has the best savings account?" or "Best home loan rates in India?", the banks named in AI responses gain immediate trust and consideration. With crores of Indians using AI assistants for financial research, AI visibility directly correlates with deposit growth and loan application volume.

Key insight

SBI leads at 95/100, but the gap between the top 3 (SBI, HDFC, ICICI) and mid-tier banks (IDFC First, Yes Bank) is over 15 points. Mid-tier banks that improve their digital content and citation footprint stand to gain the most incremental visibility.

What are the complete rankings for banks?

All 26 tracked banks brands in India ranked by AI Visibility Score.

Badges:๐Ÿ†๐Ÿš€๐Ÿง ๐Ÿ”ฅ๐Ÿ†•
RankBrandAI ScoreShareChangeBadges
1
State Bank of India
State Bank of Indiasbi.co.in
95
12.5%+2.0%
๐Ÿ†๐Ÿง 
2
HDFC Bank
HDFC Bankhdfcbank.com
92
11.7%+4.0%
๐Ÿ”ฅ
3
ICICI Bank
ICICI Bankicicibank.com
90
10.9%+3.0%
04
Kotak Mahindra Bank
Kotak Mahindra Bankkotak.com
88
9.5%+5.0%
๐Ÿš€
05
Axis Bank
Axis Bankaxisbank.com
87
8.9%-2.0%
06
Bank of Baroda
Bank of Barodabankofbaroda.in
85
8.3%-1.0%
07
Punjab National Bank
Punjab National Bankpnbindia.in
82
7.5%0%
08
IndusInd Bank
IndusInd Bankindusind.com
80
6.8%+6.0%
๐Ÿš€
09
IDFC FIRST Bank
IDFC FIRST Bankidfcfirstbank.com
78
6.2%+4.0%
10
Yes Bank
Yes Bankyesbank.in
76
5.9%-3.0%
11
Union Bank of India
Union Bank of Indiaunionbankofindia.co.in
75
5.5%+2.0%
12
Canara Bank
Canara Bankcanarabank.com
73
4.9%-4.0%
13
Bank of India
Bank of Indiabankofindia.co.in
71
4.4%-5.0%
14
Central Bank of India
Central Bank of Indiacentralbankofindia.co.in
70
4.0%+1.0%
15
Indian Bank
Indian Bankindianbank.in
68
3.6%+3.0%
๐Ÿง 
16
UCO Bank
UCO Bankucobank.com
67
3.3%-2.0%
17
Bank of Maharashtra
Bank of Maharashtrabankofmaharashtra.in
66
2.9%0%
18
Punjab & Sind Bank
Punjab & Sind Bankpsbindia.com
64
2.7%+1.0%
19
RBL Bank
RBL Bankrblbank.com
62
2.4%+2.0%
20
IDBI Bank
IDBI Bankidbi.com
60
2.1%-3.0%
21
DCB Bank
DCB Bankdcbbank.com
58
1.8%+4.0%
22
Federal Bank
Federal Bankfederalbank.co.in
56
1.5%-2.0%
23
J&K Bank
J&K Bankjkbank.com
54
1.3%+5.0%
๐Ÿ”ฅ
24
South Indian Bank
South Indian Banksouthindianbank.com
53
1.0%+7.0%
25
Karnataka Bank
Karnataka Bankkarnatakabank.com
52
0.7%+10.0%
๐Ÿ†•
26
City Union Bank
City Union Bankcityunionbank.com
51
0.6%+12.0%
๐Ÿ†•

What do the banks rankings tell us?

Who leads and why?

State Bank of India tops the list at 95/100. The top 5 brands hold most of the AI mindshare in this sector โ€” a lead that compounds as AI models learn from earlier citations.

  • Mention frequency: How often brands appear across 100+ AI prompts
  • Share of voice: Percentage of total industry mentions each brand receives
  • Citation quality: How often AI tools cite brand sources in responses

Score range and distribution

Top score95
Industry average71

Brands like South Indian Bank, Karnataka Bank, City Union Bank score lower, indicating room for improvement in AI content strategy and brand citations.

Action items to improve banks AI visibility

  1. 1Create detailed product pages for every account type (savings, current, FD, RD) with FAQ schema
  2. 2Earn citations on financial authority sites like BankBazaar, Paisabazaar, and ET Money
  3. 3Publish rate comparison articles that AI tools can cite in 'best interest rate' queries
  4. 4Add Organization schema with correct brand name, logo, and branch information
  5. 5Build Wikipedia presence if eligible โ€” AI models heavily weight Wikipedia citations

Frequently Asked Questions

About AI visibility for banks brands

The AI Visibility Score is a 0-100 composite metric that measures how prominently and frequently a brand appears in AI-generated answers. It's calculated from four weighted components: Mention Frequency (40%), Position & Prominence (25%), Citation Quality (20%), and Query Coverage (15%). Data is collected daily from ChatGPT, Perplexity, Google Gemini, AI Overviews, and other major AI platforms.

The AI Visibility Index is updated daily. We continuously monitor AI responses across multiple platforms to track changes in brand visibility, enabling brands to see how their AI presence evolves over time.

We analyze brand presence across major AI platforms including ChatGPT (OpenAI), Perplexity AI, Google Gemini, Google AI Overviews (SGE), Microsoft Copilot, and Claude. For each industry, we use 100+ unique prompts covering different user intents and query types.

Based on our latest data, the top banks by AI visibility include State Bank of India, HDFC Bank, and ICICI Bank. These institutions appear most frequently in AI responses when users ask about banking services, savings accounts, loans, and financial recommendations in India.

With millions of users asking AI assistants about banking services, savings accounts, credit cards, and loans, banks with high AI visibility capture significant organic discovery. When a user asks 'Which bank has the best savings account?' or 'Best bank for home loans in India?', the brands cited in AI responses gain invaluable exposure to potential customers actively seeking financial services.

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